IT SEEMS TO ME, THAT IN THE MIDST OF ALL OF THIS STUFF I'M SUGGESTING, I WOULD BE REMISS IF I DIDN'T ALSO INCLUDE A LIST OF CHARITIES THAT ARE CLOSE TO MY HEART. WE SHOULD ALL ALWAYS BE PAYING IT FORWARD, AND IT DOESN'T HAVE TO BE FINANCIALLY, EITHER. THERE ARE PLENTY OF WAYS TO HELP WITHOUT MONEY EVER EXCHANGING HANDS.